1. Purpose of This Website

This website provides general information, education, and resources related to divorce, financial rebuilding, and solo living.

It is intended to help you better understand your options and next steps—not to replace professional advice.

2. No Professional Relationship

Use of this website, including reading content, downloading materials, or making a purchase, does not create any legal, financial, or professional relationship.

You are responsible for your own decisions and actions.

3. No Legal or Financial Advice

All content is provided for informational and educational purposes only.

You should consult a qualified professional before making legal, financial, or major life decisions.

4. User Responsibility

By using this website, you agree that:

• You are responsible for how you use the information provided
• You will not rely solely on this website for decision-making
• You understand that outcomes vary based on individual circumstances

5. Digital Products and Purchases

All products offered are digital in nature.

• All sales are final
• No refunds will be issued
• Products are for individual use only
• You may not share, copy, resell, or distribute purchased materials

Unauthorized use or distribution may result in revoked access.

6. Intellectual Property

All content on this website—including text, downloads, graphics, and materials—is owned by Empowering Solo Living.

You may not copy, reproduce, or distribute any content without prior written permission.

7. No Guarantees

I do not guarantee any specific results from using this website or any products or resources.

Your results depend on your individual situation, decisions, and effort.

8. Limitation of Liability

To the fullest extent permitted by law, I am not liable for any loss, damage, or outcome resulting from:

• Use of this website
• Reliance on any information provided
• Use of any products or resources

You agree to use this website at your own risk.

9. Third-Party Links and Tools

This website may include links to third-party websites, tools, or services.

I am not responsible for the content, accuracy, or practices of any third-party sites.

10. Affiliate Disclosure

Some links on this website may be affiliate links.

This means I may earn a commission at no additional cost to you if you choose to make a purchase.

You are never required to use these links.

11. Privacy

Your use of this website is also governed by the Privacy Policy.

12. Governing Law

This website is owned and operated in the State of Oklahoma.

Any disputes arising out of or related to the use of this website, its content, or any products or services shall be governed by the laws of the State of Oklahoma.

13. Mandatory Mediation

Before filing any legal claim, you agree to attempt to resolve any dispute through good faith mediation.

• Mediation will take place in the State of Oklahoma
• Each party will be responsible for their own costs unless otherwise agreed

No legal action may be filed until mediation has been attempted and completed in good faith.

14. Jurisdiction and Venue

If legal action becomes necessary after mediation:

• All claims must be filed in the State of Oklahoma
• You agree to the jurisdiction of Oklahoma courts

15. Changes to Terms

These terms may be updated at any time.

Your continued use of the website means you accept those changes.